Looking for a Good Deal on a Google Chromebook... feel free to let me know...
Will consider refurb or second hand if good quality...
Wednesday, 31 July 2024
Looking for a Good Deal on Google Chromebook... feel free to let me know...
Wednesday, 24 July 2024
Exclusives
Mark Howitt
I like providing a lot of FREE value in general on things I know about...... but my coaching is NEXT LEVEL...... lots of exclusive things there........
I coach lots of smart people... and everyone likes it....
Main kind of coaching I do atm is financial and chess coaching
SuperMarket Classic......
Supermarket Classic..... Book Me For Coaching
Saturday 2 March 2019
If You're Rich It's Not Worth Going To Aldi
So views are going pretty well at the moment... going to vary the content a bit with a NEW article.
If you're rich it's not worth going to Aldi...
I still check out supermarkets just for interest. I visited a Tesco express yesterday (I've shorted Tesco before successfully)... and the store actually was very similar to Aldi... just with more brand names and worse prices...
Yet if you compare the Aldi I use most with a Morrisons... I can see why a rich person would choose to use Morrisons.
Just want to state at this point Morrisons did employ a lying 'woman' called Violet Rowan who conned me out of money (future landlords beware) so I don't have any love for them really...
But WHY if you're rich is it not worth shopping at Aldi... if the prices were cheaper and everything was the same it would be...
But you have to factor in other things like... how long it takes to get a parking space... how long it takes to get and put back a trolley... how long you are waiting in store...
For a rich person earning say 80 pounds an hour- Aldi not worth it...
Maybe even 30 pounds an hour...
But I still believe Aldi will continue to grow because obviously few people are earning 80 pounds an hour and it's not even that many who earn 30 an hour.
Personally I will aim to 'switch it up' by going to Morrisons and other stores some times... they need to better their prices though.
Classic
Thursday 24 April 2014
Why I’m Pretty ‘Tight’ With Money... is this Good or Bad?
Practically everyone who knows me knows I’m tight with money. I’m always looking to get the best value things, and advising people about what I think they should do with THEIR money. Sometimes it’s useful for them, other times I think they’re pretty annoyed that I keep saying... “You shouldn’t smoke... you shouldn’t get drunk.” (I say it slightly more persuasively than that... but that’s the message.)
I’d like to share with you where this ‘tightness’ stems from. Some people assume that I made quite a bit of money writing a novel... I didn’t. I spent eighteen months writing. I got about 5p per hour. 5p per hour... I had to be in 24 hour computer labs at 3am to earn that shit. 5p per hour... in Huddersfield University I had to go to the underground floor of the library, right in the corner at 8am to pound that out.
Also, from the age of four until twenty five I was a chess player. In some ways you could say I was good, one of the best in Yorkshire for my age and I beat players who’d played for England for their age. In another way I wasn’t good- never good enough to make hardly any money from it. Most proper chess players wouldn’t say I was a good chess player overall.
I think there has been a bit of resentment in me about how tough it was to earn money doing these things.
So when I earn money from investing and doing sales jobs, I always value it. I’ve saved and invested practically all the money. I’m in the surreal position now where on a good share day I will be worth £1000 more at the end of the day than at the start. From doing ‘nothing’ really. Of course there are days when I ‘lose’ money too (by this I mean the value of my shares have gone down, I am a long term buy and hold investor and haven’t sold any shares for over seven years). But I win much more than I lose. The last three years have been very good, and I’m confident I have the ability to make more and more money with shares.
So anyway... I’ve done a few things over the past month I never thought I would do that have cost quite a bit of money. I could have got more value in getting these things, but it was still a very interesting experience. I mentioned it to a close friend and he told me to focus on the experience and not the money and he approved.
When I die, I don’t want to leave any money to the government really, not the UK government. More CCTV? More speed cameras? The UK already has millions of them, no need for more. George Orwell was pretty prophetic.
So I think with my money now... it’s a case of getting a balance between investing it wisely in myself, meeting interesting people and having great experiences, and still getting good value for what I spend and not being a consumerist sheep. I never want to have the feeling of ‘I must buy this because it has this brand’. I don’t want to spend money getting drunk. I still need to work on spending money in the right way to invest in myself though... I’ll let you know how this goes.
Time On Chess
However WHY is it fine for me to spend time on chess...... even if not paid for it??
For the personal enjoyment, getting better at chess, and the brain development........
Why do so many unis want chess..... for example in the UK Oxford and Camb?
Why do so many employers value chess.......
Why is chess the second most popular sport IN WORLD......
Because of the brain buzz it gives/brain development...... helps with memory, focus spatial awareness......
So smart people want to get better at chess.....
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